/* LJ Realty — Insights page
   Extends css/styles.css; brand tokens inherited from :root */

.nav-link[aria-current="page"] {
  color: var(--sand);
  opacity: 1;
  box-shadow: inset 0 -2px 0 var(--sand);
  padding-bottom: 0.2rem;
}

.link-arrow--sand {
  color: var(--sand);
}

.link-arrow--sand:hover {
  color: var(--sand-hover);
}

/* —— Featured insight —— */
.featured-insight {
  padding: clamp(4rem, 8vw, 6.5rem) 0;
  background: var(--white);
}

.featured-insight__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.featured-insight__label {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin: 0 0 1.15rem;
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--sand-hover);
}

.featured-insight__label::before {
  content: "";
  width: 2rem;
  height: 1.5px;
  background: var(--sand);
}

.featured-insight__title {
  margin: 0 0 1rem;
  font-size: clamp(1.65rem, 3vw, 2.35rem);
  font-weight: 500;
  line-height: 1.22;
  letter-spacing: -0.015em;
}

.featured-insight__excerpt {
  margin: 0 0 1.35rem;
  color: var(--muted);
  font-size: 1.02rem;
  line-height: 1.75;
  max-width: 34rem;
}

.featured-insight__media {
  aspect-ratio: 5 / 4;
  overflow: hidden;
}

.featured-insight__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* —— Browse by need —— */
.browse-need {
  padding: 0 0 clamp(4rem, 8vw, 6rem);
}

.browse-need__title {
  margin: 0 0 2rem;
  text-align: center;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
}

.browse-need__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1rem;
}

.browse-card {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  padding: 1.35rem 1.1rem 1.4rem;
  height: 100%;
  background: var(--white-pure);
  border: 1px solid var(--line);
  color: var(--charcoal);
  transition: border-color 0.3s, box-shadow 0.3s, transform 0.35s var(--ease);
}

.browse-card:hover {
  border-color: rgba(197, 166, 141, 0.55);
  box-shadow: 0 12px 32px rgba(4, 17, 33, 0.06);
  transform: translateY(-2px);
}

.browse-card__icon {
  display: grid;
  place-items: center;
  width: 2.35rem;
  height: 2.35rem;
  margin-bottom: 0.35rem;
  color: var(--sand);
}

.browse-card__icon svg {
  width: 1.25rem;
  height: 1.25rem;
}

.browse-card h3 {
  margin: 0;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.browse-card p {
  margin: 0;
  flex: 1;
  font-size: 0.85rem;
  line-height: 1.55;
  color: var(--muted);
}

.browse-card__arrow {
  color: var(--sand);
  font-size: 0.95rem;
}

/* —— Latest article grid —— */
.latest-insights {
  padding: clamp(3.5rem, 7vw, 5.5rem) 0;
  background: var(--stone);
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.35rem;
}

.article-card {
  background: var(--white-pure);
  border: 1px solid var(--line);
  transition: border-color 0.3s, box-shadow 0.3s;
}

.article-card:hover {
  border-color: rgba(197, 166, 141, 0.55);
  box-shadow: 0 14px 36px rgba(4, 17, 33, 0.07);
}

.article-card[hidden] {
  display: none;
}

.article-card__link {
  display: block;
  color: inherit;
  height: 100%;
}

.article-card__media {
  position: relative;
  aspect-ratio: 16 / 11;
  overflow: hidden;
}

.article-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}

.article-card:hover .article-card__media img {
  transform: scale(1.04);
}

.article-card__cat {
  position: absolute;
  top: 0.85rem;
  left: 0.85rem;
  padding: 0.35rem 0.55rem;
  background: var(--navy);
  color: var(--white-pure);
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.article-card__body {
  padding: 1.25rem 1.2rem 1.4rem;
}

.article-card__body h3 {
  margin: 0 0 0.55rem;
  font-size: 1.05rem;
  font-weight: 600;
  line-height: 1.35;
  letter-spacing: -0.01em;
}

.article-card__body p {
  margin: 0 0 0.85rem;
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

.article-card__body time {
  display: block;
  margin-bottom: 0.85rem;
  font-size: 0.75rem;
  letter-spacing: 0.04em;
  color: var(--muted);
}

.insight-empty {
  margin: 1.5rem 0 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.insight-empty button {
  color: var(--navy);
  font-weight: 500;
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* —— Market intelligence —— */
.market-intel {
  padding: clamp(4rem, 8vw, 6.5rem) 0;
  background: var(--white);
}

.market-intel__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}

.market-intel__intro h2 {
  margin: 0 0 1rem;
  font-size: clamp(1.55rem, 2.8vw, 2.15rem);
  font-weight: 500;
  line-height: 1.25;
  letter-spacing: -0.015em;
}

.market-intel__intro h2 span {
  display: block;
  color: var(--muted);
  font-weight: 400;
  font-size: 0.92em;
  margin-top: 0.35rem;
}

.market-intel__intro p {
  margin: 0 0 1.25rem;
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.75;
  max-width: 32rem;
}

.market-intel__cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.market-intel__cards li {
  padding: 1.35rem 1.2rem;
  background: var(--white-pure);
  border: 1px solid var(--line);
}

.market-intel__icon {
  display: grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: 0.85rem;
  color: var(--sand);
}

.market-intel__icon svg {
  width: 1.15rem;
  height: 1.15rem;
}

.market-intel__cards h3 {
  margin: 0 0 0.3rem;
  font-size: 1rem;
  font-weight: 600;
}

.market-intel__cards p {
  margin: 0 0 0.85rem;
  font-size: 0.85rem;
  color: var(--muted);
}

/* —— Guides —— */
.guides {
  padding: 0 0 clamp(4rem, 8vw, 6rem);
}

.guides__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.guide-card {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  padding: 1.5rem 1.25rem;
  background: var(--white-pure);
  border: 1px solid var(--line);
}

.guide-card__icon {
  color: var(--sand);
}

.guide-card__icon svg {
  width: 1.5rem;
  height: 1.5rem;
}

.guide-card h3 {
  margin: 0;
  flex: 1;
  font-size: 1.05rem;
  font-weight: 600;
  line-height: 1.35;
  letter-spacing: -0.01em;
}

/* —— Search + newsletter —— */
.insight-tools {
  padding: clamp(3.5rem, 7vw, 5rem) 0;
  background: var(--white);
  border-top: 1px solid var(--line);
}

.insight-tools__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: end;
}

.insight-search h2,
.insight-newsletter h2 {
  margin: 0 0 1rem;
  font-size: clamp(1.25rem, 2.2vw, 1.55rem);
  font-weight: 500;
  letter-spacing: -0.01em;
}

.insight-search__form,
.insight-newsletter__form {
  display: flex;
  gap: 0.5rem;
  align-items: stretch;
}

.insight-search__form input,
.insight-newsletter__form input {
  flex: 1;
  min-height: 3.15rem;
  padding: 0 1rem;
  border: 1px solid var(--line);
  background: var(--white-pure);
  outline: none;
  transition: border-color 0.25s;
}

.insight-search__form input:focus,
.insight-newsletter__form input:focus {
  border-color: var(--sand);
}

.insight-search__form button {
  width: 3.15rem;
  display: grid;
  place-items: center;
  background: var(--sand);
  color: var(--navy);
  transition: background 0.3s;
}

.insight-search__form button:hover {
  background: var(--sand-hover);
}

.insight-search__form button:focus-visible,
.insight-newsletter__form button:focus-visible {
  outline: 2px solid var(--sand);
  outline-offset: 3px;
}

.insight-search__form svg {
  width: 1.1rem;
  height: 1.1rem;
}

.insight-newsletter__form .btn {
  flex-shrink: 0;
  white-space: nowrap;
}

.insight-newsletter__note {
  margin: 0.85rem 0 0;
  font-size: 0.9rem;
  color: var(--navy);
}

/* —— Closing CTA —— */
.insight-cta {
  background: var(--charcoal);
  color: var(--white-pure);
  overflow: hidden;
}

.insight-cta__inner {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  min-height: 22rem;
  align-items: stretch;
}

.insight-cta__content {
  padding: clamp(3.5rem, 7vw, 5.5rem) 0 clamp(3.5rem, 7vw, 5.5rem)
    max(calc((100% - min(1180px, calc(100% - 3.5rem))) / 2), 1.75rem);
  padding-right: 2rem;
  max-width: 36rem;
}

.insight-cta__content h2 {
  margin: 0 0 0.85rem;
  font-size: clamp(1.55rem, 2.8vw, 2.15rem);
  font-weight: 500;
  line-height: 1.25;
  letter-spacing: -0.015em;
}

.insight-cta__content p {
  margin: 0 0 1.5rem;
  color: var(--muted-light);
  font-size: 0.98rem;
  line-height: 1.7;
}

.insight-cta__media {
  position: relative;
  min-height: 100%;
}

.insight-cta__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.78;
}

/* —— Article page —— */
.article-hero {
  padding: calc(var(--header-h) + 3.5rem) 0 3rem;
  background: var(--navy);
  color: var(--white-pure);
}

.article-hero__inner {
  max-width: 42rem;
}

.article-hero__cat {
  margin: 0 0 1rem;
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sand);
}

.article-hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.85rem, 3.5vw, 2.75rem);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -0.015em;
}

.article-hero__meta {
  margin: 0;
  font-size: 0.9rem;
  color: var(--muted-light);
}

.article-cover {
  aspect-ratio: 21 / 9;
  overflow: hidden;
  background: var(--navy-deep);
}

.article-cover img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.article-body {
  padding: clamp(3rem, 6vw, 4.5rem) 0 clamp(4rem, 8vw, 6rem);
}

.article-body__inner {
  max-width: 40rem;
  margin-inline: auto;
}

.article-body__inner p {
  margin: 0 0 1.25rem;
  color: var(--muted);
  font-size: 1.05rem;
  line-height: 1.85;
}

.article-body__inner h2 {
  margin: 2.25rem 0 0.85rem;
  font-size: 1.35rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--charcoal);
}

.article-back {
  margin-top: 2.5rem;
}

/* —— Responsive —— */
@media (max-width: 1100px) {
  .browse-need__grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .guides__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .header-nav__links a[href="about.html"],
  .header-nav__links a[href="contact.html"] {
    display: none;
  }
}

@media (max-width: 900px) {
  .featured-insight__grid,
  .market-intel__grid,
  .insight-tools__grid,
  .insight-cta__inner {
    grid-template-columns: 1fr;
  }

  .article-grid {
    grid-template-columns: 1fr 1fr;
  }

  .page-hero__content {
    margin-left: 1.75rem;
    max-width: calc(100% - 3.5rem);
  }

  .insight-cta__content {
    padding: clamp(3rem, 8vw, 4rem) 1.75rem;
    max-width: none;
  }

  .insight-cta__media {
    min-height: 14rem;
  }

  .article-cover {
    aspect-ratio: 16 / 9;
  }
}

@media (max-width: 720px) {
  .page-hero__content {
    margin-left: 1rem;
    max-width: calc(100% - 2rem);
  }

  .browse-need__grid,
  .article-grid,
  .market-intel__cards,
  .guides__grid {
    grid-template-columns: 1fr;
  }

  .insight-search__form,
  .insight-newsletter__form {
    flex-direction: column;
  }

  .insight-search__form button {
    width: 100%;
    min-height: 3.15rem;
  }

  .insight-newsletter__form .btn {
    justify-content: center;
  }
}

/* =====================================================================
   Insights page (news.ejs) — redesign. All classes prefixed "ins-"
   ===================================================================== */
.ins-hero,
.ins-featured,
.ins-help,
.ins-latest,
.ins-market,
.ins-guides,
.ins-tools,
.ins-cta {
  --ins-gutter: max(1.75rem, calc((100vw - 1180px) / 2));
  --ins-paper: #f4f2ef;
  --ins-line: #e4ded6;
  --ins-gold: #a8896f;
}

.ins-eyebrow,
.ins-section-label {
  margin: 0;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--charcoal);
}

.ins-section-label {
  font-size: 0.86rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.ins-section-label--center {
  text-align: center;
}

.ins-link {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ins-gold);
  transition: color 0.25s, gap 0.25s var(--ease);
}

.ins-link:hover {
  color: var(--navy);
  gap: 0.65rem;
}

.ins-link svg {
  width: 0.85rem;
  height: 0.85rem;
  flex-shrink: 0;
}

.ins-link--sm {
  font-size: 0.66rem;
}

.ins-icon {
  display: inline-grid;
  color: var(--ins-gold);
}

.ins-icon svg {
  width: 2.6rem;
  height: 2.6rem;
}

/* —— Hero —— */
.ins-hero {
  display: grid;
  grid-template-columns: 36% minmax(0, 1fr);
  min-height: clamp(30rem, 33vw, 34rem);
  background: #0b0b0b;
  color: var(--white-pure);
}

.ins-hero__panel {
  display: flex;
  align-items: center;
  padding: calc(var(--header-h) + 1rem) 2rem 3rem var(--ins-gutter);
  background: linear-gradient(160deg, #1a1a1a 0%, #0b0b0b 60%);
}

.ins-hero__copy {
  max-width: 27rem;
}

.ins-hero h1 {
  margin: 0 0 1.35rem;
  font-size: clamp(2.1rem, 3.3vw, 3rem);
  font-weight: 500;
  line-height: 1.12;
  letter-spacing: -0.015em;
}

.ins-hero__copy > p {
  margin: 0 0 1.75rem;
  font-size: 0.95rem;
  line-height: 1.7;
  color: rgba(247, 248, 248, 0.9);
}

.ins-hero .btn {
  color: var(--white-pure);
}

.ins-hero__media {
  position: relative;
  min-height: 18rem;
}

.ins-hero__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* —— Featured insight —— */
.ins-featured {
  position: relative;
  background: var(--ins-paper);
}

.ins-featured__slide {
  display: grid !important;
  grid-template-columns: 44% minmax(0, 1fr) 4.5%;
  min-height: clamp(20rem, 24vw, 22rem);
}

.ins-featured__copy {
  align-self: center;
  padding: 2.5rem 2.5rem 2.5rem var(--ins-gutter);
}

.ins-featured__copy .ins-eyebrow {
  margin-bottom: 1.15rem;
}

.ins-featured__copy h2 {
  margin: 0 0 1.35rem;
  max-width: 24rem;
  font-size: clamp(1.6rem, 2.3vw, 2.1rem);
  font-weight: 500;
  line-height: 1.25;
  letter-spacing: -0.01em;
}

.ins-featured__excerpt {
  margin: 0 0 1.35rem;
  max-width: 26rem;
  font-size: 0.9rem;
  line-height: 1.7;
  color: rgba(5, 6, 6, 0.8);
}

.ins-featured__media {
  position: relative;
  min-height: 16rem;
  background: var(--stone);
}

.ins-featured__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Shared slider arrow (featured + guides) */
.ins-slider-arrow {
  position: absolute;
  top: 50%;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 2.5rem;
  height: 2.5rem;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--charcoal);
  cursor: pointer;
  transform: translateY(-50%);
  transition: color 0.25s, opacity 0.25s;
}

.ins-slider-arrow:hover {
  color: var(--ins-gold);
}

.ins-slider-arrow svg {
  width: 1.5rem;
  height: 1.5rem;
}

.ins-slider-arrow.slick-disabled {
  opacity: 0.3;
  cursor: default;
}

.ins-featured .ins-slider-arrow--next {
  right: max(0.25rem, calc(2.25% - 1.25rem));
  color: rgba(5, 6, 6, 0.35);
}

.ins-featured .ins-slider-arrow--next:hover {
  color: var(--ins-gold);
}

/* —— What can we help you understand? —— */
.ins-help {
  padding: clamp(1.5rem, 2.5vw, 2rem) 0 clamp(1.75rem, 3vw, 2.5rem);
  background: var(--white-pure);
}

.ins-help .ins-section-label {
  margin-bottom: clamp(1.5rem, 2.5vw, 2rem);
}

.ins-help__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  margin: 0;
  padding: 0;
  list-style: none;
}

.ins-help__grid > li + li {
  border-left: 1px solid var(--ins-line);
}

.ins-help__item {
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 0 clamp(1rem, 3vw, 2.25rem) 0.25rem;
  color: var(--charcoal);
}

.ins-help__grid > li:first-child .ins-help__item {
  padding-left: clamp(0.5rem, 2vw, 1.5rem);
}

.ins-help__item .ins-icon {
  margin-bottom: 1rem;
}

.ins-help__item h3 {
  margin: 0 0 0.85rem;
  font-size: 0.95rem;
  font-weight: 600;
}

.ins-help__item p {
  flex: 1;
  margin: 0 0 1rem;
  max-width: 11rem;
  font-size: 0.78rem;
  line-height: 1.75;
  color: rgba(5, 6, 6, 0.75);
}

.ins-help__arrow {
  color: var(--ins-gold);
  transition: transform 0.3s var(--ease);
}

.ins-help__arrow svg {
  width: 1rem;
  height: 1rem;
}

.ins-help__item:hover h3 {
  color: var(--ins-gold);
}

.ins-help__item:hover .ins-help__arrow {
  transform: translateX(4px);
}

/* —— Latest from LJ Realty —— */
.ins-latest {
  padding: clamp(1rem, 2vw, 1.5rem) 0 clamp(2rem, 3.5vw, 2.75rem);
  background: var(--white-pure);
}

.ins-latest__head {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem 1.5rem;
  margin-bottom: 1rem;
}

.ins-article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.35rem;
}

.ins-article {
  display: flex;
  flex-direction: column;
  background: var(--white-pure);
  border: 1px solid var(--ins-line);
  transition: border-color 0.3s, box-shadow 0.3s;
}

.ins-article[hidden] {
  display: none;
}

.ins-article:hover {
  border-color: rgba(197, 166, 141, 0.6);
  box-shadow: 0 14px 36px rgba(4, 17, 33, 0.07);
}

.ins-article__media {
  position: relative;
  display: block;
  aspect-ratio: 2.9 / 1;
  overflow: hidden;
  background: var(--stone);
}

.ins-article__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}

.ins-article:hover .ins-article__media img {
  transform: scale(1.04);
}

.ins-article__cat {
  position: absolute;
  top: 0.6rem;
  left: 0.6rem;
  padding: 0.3rem 0.55rem;
  background: var(--navy-deep);
  color: var(--white-pure);
  font-size: 0.56rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.ins-article__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 1.15rem 1.15rem 1.1rem;
}

.ins-article__body h3 {
  margin: 0 0 0.6rem;
  font-size: 1.12rem;
  font-weight: 500;
  line-height: 1.3;
}

.ins-article__body h3 a {
  color: var(--charcoal);
}

.ins-article__body h3 a:hover {
  color: var(--ins-gold);
}

.ins-article__body p {
  flex: 1;
  margin: 0 0 0.9rem;
  font-size: 0.8rem;
  line-height: 1.7;
  color: rgba(5, 6, 6, 0.72);
}

.ins-article__meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.6rem;
  margin-top: auto;
  font-size: 0.64rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--charcoal);
}

.ins-article__sep {
  color: var(--ins-line);
}

.ins-latest .pagination-wrap {
  margin-top: 2rem;
}

/* —— Local market intelligence —— */
.ins-market {
  padding: clamp(1.25rem, 2.5vw, 1.75rem) 0;
  background: var(--ins-paper);
}

.ins-market__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(0, 3fr);
  align-items: center;
}

.ins-market__intro {
  padding-right: 2rem;
}

.ins-market__intro .ins-eyebrow {
  margin-bottom: 0.4rem;
  font-size: 0.64rem;
}

.ins-market__intro h2 {
  margin: 0 0 0.9rem;
  max-width: 14ch;
  font-size: clamp(1.55rem, 2.2vw, 1.95rem);
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: -0.01em;
}

.ins-market__intro p {
  margin: 0 0 0.9rem;
  font-size: 0.76rem;
  line-height: 1.75;
  color: rgba(5, 6, 6, 0.8);
}

.ins-market__items {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin: 0;
  padding: 0;
  list-style: none;
  border-left: 1px solid var(--ins-line);
}

.ins-market__items li {
  padding: 0.5rem clamp(1rem, 2.5vw, 2rem);
}

.ins-market__items li + li {
  border-left: 1px solid var(--ins-line);
}

.ins-market__items .ins-icon {
  margin-bottom: 0.9rem;
  color: var(--charcoal);
}

.ins-market__items .ins-icon svg {
  width: 2.5rem;
  height: 2.5rem;
}

.ins-market__items h3 {
  margin: 0 0 0.55rem;
  font-size: 0.84rem;
  font-weight: 600;
}

.ins-market__items p {
  margin: 0 0 0.85rem;
  font-size: 0.74rem;
  color: rgba(5, 6, 6, 0.72);
}

/* —— Useful guides —— */
.ins-guides {
  padding: clamp(0.75rem, 1.5vw, 1rem) 0;
  background: var(--white-pure);
}

.ins-guides__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 3.6fr);
  gap: 1.5rem;
  align-items: center;
}

.ins-guides__intro .ins-section-label {
  margin-bottom: 1rem;
  max-width: 14rem;
  line-height: 1.45;
}

.ins-guides__slider {
  position: relative;
  min-width: 0;
  padding-right: 2.5rem;
}

.ins-guides__slider:not(.slick-initialized) {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.ins-guides__slider .slick-track {
  display: flex;
  margin-left: 0;
}

.ins-guides__slider .slick-slide {
  height: auto;
}

.ins-guides__slider .slick-slide > div {
  height: 100%;
}

.ins-guide {
  display: flex !important;
  gap: 0.9rem;
  height: 100%;
  padding: 1.15rem 1.15rem 1rem;
  border: 1px solid var(--ins-line);
  margin-left: -1px;
  background: var(--white-pure);
}

.ins-guide__icon {
  flex-shrink: 0;
  color: var(--charcoal);
}

.ins-guide__icon svg {
  width: 2rem;
  height: 2rem;
}

.ins-guide__body {
  display: flex;
  flex-direction: column;
}

.ins-guide__body h3 {
  margin: 0 0 0.6rem;
  font-size: 0.92rem;
  font-weight: 600;
  line-height: 1.35;
}

.ins-guide__body p {
  flex: 1;
  margin: 0 0 0.9rem;
  font-size: 0.7rem;
  line-height: 1.65;
  color: rgba(5, 6, 6, 0.72);
}

.ins-guides .ins-slider-arrow--next {
  right: -0.25rem;
}

.ins-guides .ins-slider-arrow--prev {
  left: -2.5rem;
}

/* —— Search + newsletter —— */
.ins-tools {
  padding: clamp(1.25rem, 2vw, 1.5rem) 0;
  background: var(--ins-paper);
}

.ins-tools__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.4fr);
}

.ins-tools__search {
  padding-right: clamp(1.5rem, 2.5vw, 2rem);
}

.ins-tools__news {
  padding-left: clamp(1.5rem, 2.5vw, 2rem);
  border-left: 1px solid var(--ins-line);
}

.ins-tools .ins-section-label {
  margin-bottom: 0.75rem;
}

.ins-search,
.ins-subscribe {
  display: flex;
  align-items: stretch;
}

.ins-search input,
.ins-subscribe input {
  flex: 1;
  min-width: 0;
  min-height: 2.6rem;
  padding: 0 1rem;
  border: 1px solid var(--ins-line);
  background: var(--white-pure);
  font: inherit;
  font-size: 0.8rem;
  outline: none;
  transition: border-color 0.25s;
}

.ins-search input:focus,
.ins-subscribe input:focus {
  border-color: var(--sand);
}

.ins-search button {
  display: grid;
  place-items: center;
  width: 2.6rem;
  border: 0;
  background: var(--sand);
  color: var(--white-pure);
  cursor: pointer;
  transition: background 0.3s;
}

.ins-search button:hover {
  background: var(--sand-hover);
}

.ins-search svg {
  width: 1.1rem;
  height: 1.1rem;
}

.ins-search button:focus-visible,
.ins-subscribe button:focus-visible {
  outline: 2px solid var(--sand);
  outline-offset: 3px;
}

.ins-tools__news-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.5fr);
  gap: 1.25rem;
  align-items: center;
}

.ins-tools__news-row p {
  margin: 0;
  font-size: 0.72rem;
  line-height: 1.65;
  color: rgba(5, 6, 6, 0.78);
}

.ins-subscribe .btn {
  flex-shrink: 0;
  padding: 0.75rem 1.25rem;
  font-size: 0.68rem;
  color: var(--white-pure);
  white-space: nowrap;
  border: 0;
  cursor: pointer;
}

/* —— Closing CTA —— */
.ins-cta {
  display: grid;
  grid-template-columns: 50% 50%;
  min-height: clamp(11rem, 12.5vw, 13rem);
  background: var(--navy-deep);
  color: var(--white-pure);
}

.ins-cta__copy {
  align-self: center;
  display: grid;
  grid-template-columns: auto auto;
  column-gap: 2.5rem;
  align-items: end;
  padding: 2rem 2rem 2rem calc(var(--ins-gutter) + clamp(0rem, 2.5vw, 2.25rem));
}

.ins-cta__copy h2 {
  grid-column: 1 / -1;
  margin: 0 0 0.9rem;
  max-width: 21ch;
  font-size: clamp(1.4rem, 2vw, 1.75rem);
  font-weight: 500;
  line-height: 1.25;
}

.ins-cta__copy p {
  margin: 0;
  max-width: 15rem;
  font-size: 0.8rem;
  line-height: 1.6;
  color: rgba(247, 248, 248, 0.88);
}

.ins-cta__copy .btn {
  justify-self: start;
  color: var(--white-pure);
}

.ins-cta__media {
  position: relative;
  min-height: 12rem;
}

.ins-cta__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* —— Responsive —— */
@media (max-width: 1100px) {
  .ins-help__grid {
    grid-template-columns: repeat(3, 1fr);
    row-gap: 2rem;
  }

  .ins-help__grid > li:nth-child(4) {
    border-left: 0;
  }

  .ins-help__grid > li:nth-child(4) .ins-help__item {
    padding-left: clamp(0.5rem, 2vw, 1.5rem);
  }

  .ins-market__grid {
    grid-template-columns: 1fr;
    gap: 1.75rem;
  }

  .ins-market__items {
    border-left: 0;
  }

  .ins-market__items li:first-child {
    padding-left: 0;
  }

  .ins-guides__grid {
    grid-template-columns: 1fr;
  }

  .ins-tools__grid {
    grid-template-columns: 1fr;
    gap: 1.75rem;
  }

  .ins-tools__search {
    padding-right: 0;
  }

  .ins-tools__news {
    padding-left: 0;
    border-left: 0;
  }

  .ins-cta__copy {
    grid-template-columns: 1fr;
    row-gap: 1.25rem;
  }
}

@media (max-width: 900px) {
  .ins-hero,
  .ins-cta {
    grid-template-columns: minmax(0, 1fr);
  }

  .ins-hero__media,
  .ins-featured__media,
  .ins-cta__media {
    min-height: 0;
  }

  .ins-hero__panel {
    padding-right: var(--ins-gutter);
  }

  .ins-hero__media {
    aspect-ratio: 16 / 10;
  }

  .ins-featured__slide {
    grid-template-columns: minmax(0, 1fr);
  }

  .ins-featured__copy {
    padding: 2.5rem var(--ins-gutter);
  }

  .ins-featured__media {
    aspect-ratio: 16 / 10;
  }

  .ins-featured .ins-slider-arrow--next {
    top: auto;
    bottom: 0.75rem;
    right: 0.75rem;
    transform: none;
    background: var(--white-pure);
    color: var(--charcoal);
  }

  .ins-article-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ins-market__items {
    grid-template-columns: repeat(2, 1fr);
    row-gap: 1.5rem;
  }

  .ins-market__items li:nth-child(3) {
    border-left: 0;
    padding-left: 0;
  }

  .ins-cta__copy {
    padding: 2.5rem var(--ins-gutter);
  }

  .ins-cta__media {
    aspect-ratio: 16 / 9;
  }
}

@media (max-width: 720px) {
  .ins-help__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .ins-help__grid > li:nth-child(4) {
    border-left: 1px solid var(--ins-line);
  }

  .ins-help__grid > li:nth-child(3),
  .ins-help__grid > li:nth-child(5) {
    border-left: 0;
  }

  .ins-help__grid > li:nth-child(odd) .ins-help__item {
    padding-left: 0;
  }

  .ins-help__grid > li:nth-child(4) .ins-help__item {
    padding-left: clamp(1rem, 3vw, 2.25rem);
  }

  .ins-article-grid {
    grid-template-columns: 1fr;
  }

  .ins-article__media {
    aspect-ratio: 16 / 8;
  }

  .ins-tools__news-row {
    grid-template-columns: 1fr;
  }

  .ins-guides {
    padding-bottom: 3.5rem;
  }

  .ins-guides__slider {
    padding-right: 0;
  }

  .ins-guides__slider:not(.slick-initialized) {
    grid-template-columns: 1fr;
  }

  .ins-guides .ins-slider-arrow {
    top: auto;
    bottom: -2.75rem;
    transform: none;
  }

  .ins-guides .ins-slider-arrow--prev {
    left: auto;
    right: 2.5rem;
  }

  .ins-guides .ins-slider-arrow--next {
    right: 0;
  }
}

@media (max-width: 480px) {
  .ins-market__items {
    grid-template-columns: 1fr;
  }

  .ins-market__items li,
  .ins-market__items li + li {
    padding-left: 0;
    border-left: 0;
  }

  .ins-subscribe {
    flex-direction: column;
    gap: 0.5rem;
  }

  .ins-subscribe .btn {
    justify-content: center;
    min-height: 2.6rem;
  }
}