Buy with us
Finding the right home starts with knowing what’s right for you.
Buying a property is a significant decision. We’ll help you understand your options, navigate the process and make confident decisions from your first viewing to the day you get the keys.
The right home isn’t simply the one you fall in love with.
It’s the one that makes sense for your life, your plans and your future.
Find a property that’s right for you.
Not sure where to start?
Talk to our team about what you’re looking for
Know what you can afford before you start looking.
Getting pre-approved gives you a clearer understanding of your buying power and puts you in a stronger position when the right property comes along.
Get pre-approved nowGet started with a home-loan pre-approval before you begin your property search.
What happens when you buy with LJ Realty?
- 01
Tell us what you’re looking for
We start by understanding your needs, budget, lifestyle and future plans.
- 02
Explore the right properties
We identify properties that genuinely match what you’re looking for and arrange viewings.
- 03
Ask the difficult questions
We help you look beyond the obvious and consider all the important factors.
- 04
Make an informed offer
We guide you through the offer process and explain what you’re agreeing to.
- 05
Navigate the process
From offer acceptance to bond approval and transfer, we’ll help you every step of the way.
- 06
Keep you informed
We communicate clearly at every stage so you’re never left wondering.
- 07
Get the keys
We’re with you until registration is complete and you get the keys.
What you can expect from us
Honest Advice
We’ll tell you what you need to know — not simply what you want to hear.
Clear Communication
You’ll always know what’s happening, what’s next and who’s responsible for it.
Local Knowledge
We help you understand the areas, properties and market conditions you’re considering.
No Pressure
The right property decision shouldn’t feel rushed. We’re here to guide you, not pressure you.
A beautiful property isn’t necessarily the right property.
We’ll help you consider more than bedrooms and finishes. Location, pricing, condition, future plans, affordability and your long-term goals all matter.
Because buying well isn’t just about finding a property you love. It’s about making a decision you’ll feel good about years from now.
Buying costs & considerations
Purchase Price
The agreed price for the property.
Transfer Costs
Legal fees, deeds office costs and transfer duty.
Bond-Related Costs
Bond registration costs and valuation fees.
Deposit
The amount required by your lender.
Monthly Affordability
Rates, levies, insurance and monthly expenses.
Additional Costs
Maintenance, utilities and other ongoing costs.
We’ll help you understand the numbers before you commit.
Common buyer questions
How much can I realistically afford?
Lenders typically allow a bond repayment of up to about 30% of your gross monthly household income. A bond pre-approval gives you a reliable figure before you start viewing.
Do I need a deposit?
Not always, but a deposit (often 10% or more) can improve your chances of approval, lower your repayments and help you secure a better interest rate.
What costs are involved in buying a property?
Beyond the purchase price, budget for transfer duty, conveyancing fees, deeds office fees, bond registration costs and moving expenses.
What happens after my offer is accepted?
Your offer becomes a binding agreement. You then apply for (or finalise) your bond, meet any suspensive conditions, and the conveyancers begin the transfer.
How long does the transfer process take?
Transfers usually take around 8–12 weeks from bond approval, depending on the conveyancers, the bank and the deeds office.
What happens if my bond application is declined?
If your offer is subject to bond approval, a declined application normally means the sale falls away. We can help you explore other lenders or options.
Can I make an offer below asking price?
Yes. We will help you understand recent comparable sales so that your offer is realistic and well motivated.
What should I look for when viewing a property?
Look beyond finishes: check the condition of the roof, plumbing and electrics, natural light, noise, security and how the home fits your plans.
Should I buy before selling my current home?
It depends on your finances and risk appetite. An offer subject to the sale of your current home is possible, and we can talk through the trade-offs.
What happens on registration day?
The property is registered in your name at the deeds office. Your conveyancer will confirm registration and you can arrange to collect the keys.
The right property decision starts with the right conversation.
Whether you’re ready to start viewing or simply trying to understand your options, we’re here to help.
Talk to our team